Notes on work, study and pay.
Plain explanations of the things students ask us about, and what we are building next.
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Vacation Pay in Ontario: Why 4% Shows Up
Vacation pay in Ontario explained for students: what the 4% is, why it appears on some pay stubs and not others, and how to check yours with an example.
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Student Bank Account in Canada: 7 Things to Compare
Opening a student bank account in Canada? Compare seven things first: fees, direct deposit, e-transfers, ID, foreign cash and more. A checklist for newcomers.
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Splitting Rent With Roommates on Uneven Pay
Splitting rent with roommates is tricky when your pay changes every week. Here is a calm way to agree on the split, with a worked example.
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Burnout While Working and Studying: Signs and Fixes
Burnout while working and studying creeps in quietly. Here are the early signs to watch for, and small, practical fixes you can start this week.
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Tracking Hours at Two Jobs Without Losing a Shift
Tracking hours at two jobs is easier with one weekly log. See how a fictional student keeps both pay cheques straight, and what to check before each pay date.
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Your First Job at 16: Your First Paycheque
Your first job at 16 means a first paycheque that is smaller and later than you expect. Here is what comes off, when it lands, and a worked example.
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Scheduling App for Students: 8 Things to Look For
Choosing a scheduling app for students who work? Here are 8 questions to ask before you trust one with your shifts, classes and pay, plus a quick test.
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SIN for International Students: Get Yours Step by Step
A SIN for international students is free and you need it before your first pay. Here is how to apply, what to bring, and how to keep the number safe.
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Saving on a Part-Time Wage: 6 Myths, Corrected
Saving on a part-time wage is possible, even with uneven hours. Six common myths about student savings, corrected, with a worked example of your first $1,000.
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Exam Season and Work: A Finals-Week Plan
Exam season and work collide every December. Here is a finals-week plan for working students: map the week, protect study blocks, and keep your pay on track.
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Why Your First Paycheque Comes Late: Pay Periods Explained
Pay periods explained for new workers: why your first paycheque comes weeks after your first shift, how to read your pay calendar, and what to plan around.
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Holiday Pay in Ontario: Working a Public Holiday
Holiday pay in Ontario explained for students: who gets public holiday pay, what happens if you work the day, and a worked example you can copy.
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Overtime Rules in Ontario: The 44-Hour Line
Overtime rules in Ontario explained for students: when the 44-hour line applies, what 1.5 times pay means, and a worked example of one busy week.
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Weekly Schedule Planner for Working Students
A weekly schedule planner for working students: fit shifts, classes, family and rest into one week in six steps, with a worked example you can copy.
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Co-op Pay and Taxes: What a Work Term Changes
Co-op pay and taxes explained: how a work term differs from a part-time job, what comes off each cheque, and what to keep for your tax return.
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Working Over Winter Break on a Study Permit
Working over winter break on a study permit? A checklist for international students: confirm your break counts, plan your hours, and check your pay.
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Tracking Hours Across Delivery Apps as a Student
Tracking hours across delivery apps is easier with one simple log. Here is what to record, a worked example, and how to see what an hour really pays.
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How to Ask Your Manager for Time Off During Exams
How to ask your manager for time off during exams: when to ask, what to say, and what to offer, with a short example script you can adapt tonight.
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Student Minimum Wage in Ontario: Who Gets It
Student minimum wage in Ontario is a lower rate for some students under 18. Here is who it covers, who it does not, and how to check your own pay.
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Budgeting on an Irregular Income: A Weekly Method
Budgeting on an irregular income is hard when every pay cheque is different. Here is a simple weekly method for students, with a worked example.
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Wage Tracker for Students: Know Your Pay Early
A wage tracker for students shows what each shift pays before the cheque lands. Here is a simple way to track it, with a worked example you can copy.
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How to Balance a Part-Time Job and University in Canada
Juggling shifts and classes? The work-hour rules for students in Canada, eight practical tips, and an easy way to track your hours and pay.
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What to check on your first pay stub, line by line
Hours, rate, gross, deductions, vacation pay and year-to-date: a simple line-by-line check for your first pay stub, and what to do if something is off.
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What comes off your paycheque in Ontario
CPP, EI and income tax, what each one is, why a small cheque still loses some of it, and how much of it comes back.
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Working on a study permit: keeping track of your hours
Which hours count toward the off-campus limit, which do not, and a simple habit that keeps a busy week from becoming a problem.
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Why your shifts and your classes belong in the same week
Two calendars means two sources of truth, and the clash always shows up at 9 pm the night before. A short note on why we built CampusWage.